Exam Name: OHIO Life Insurance Agent Series 11-44
Certification Provider: Ohio Department of Insurance
Corresponding Certification: OHIO Life Insurance
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- Total Questions: 107
- Updated on: Oct 14, 2026
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- Total Questions: 107
- Updated on: Oct 14, 2026
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OH-Life-Agent-Series-11-44 PDF Practice Q&A's
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- Total Questions: 107
- Updated on: Oct 14, 2026
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Success has an effective route. TestKingsIT paves it for the Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 with 107 practice questions for the OH-Life-Agent-Series-11-44 exam — written and approved by certified trainers in 2026.
Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Policy Provisions, Options & Riders | 22% | - Dividends, loans and withdrawals - Standard policy provisions - Nonforfeiture and settlement options - Common policy riders - Beneficiary designations |
| Life Insurance Basics | 18% | - Viatical settlements and specialized plans - Underwriting and policy issue - Determining coverage amounts - Personal and business uses of life insurance |
| Types of Life Insurance Policies | 12% | - Whole life and permanent life - Group and credit life insurance - Universal and indexed universal life - Term life insurance |
| Insurance Regulation | 12% | - Continuing education requirements - Licensing requirements and maintenance - Resident and non-resident rules - State and federal insurance laws - Disciplinary actions and penalties |
| Federal Tax Considerations | 12% | - Tax treatment of annuities - Taxation of life insurance proceeds - Modified Endowment Contracts (MECs) - 1035 Exchanges and rollovers |
| Annuities | 12% | - Annuity principles and types - Immediate vs deferred annuities - Payment options and uses - Fixed and specialty annuities |
| General Insurance Concepts | 12% | - Agent authority and responsibilities - Types of insurers and market conduct - Elements of insurance contracts - Risk management and insurable interest |
OH-Life-Agent-Series-11-44 Exam Questions Answered
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The Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 is delivered In-person at PSI testing centers or online proctored — select whichever arrangement suits you when booking.
The Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 blueprint spans 7 domains — including Federal Tax Considerations (12%), Annuities (12%), Policy Provisions, Options & Riders (22%). Let the weightings direct your spare-time review; the full outline above lists every subtopic.
Yes — download the free Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 demo and evaluate the material before paying. Purchases include 365 days of free updates, each new version emailed immediately upon release; renew afterward at 50% off.
Complete 20-hour state-approved pre-licensing education; minimum age 18; legal resident or authorized to work in US Eligibility rules change periodically, so confirm the current requirements on the official page (official OH-Life-Agent-Series-11-44 exam page) before registering.
Yes:
Courses give you the theory; the 107 practice questions for the Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 give you the rehearsal — every answer expert-verified.
The Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 is Ohio Department of Insurance's certification exam for Ohio Life Insurance Agent License, at the Entry-Level / Producer level. It validates job-ready skills, and passing it marks you as a verified professional. Related credentials include Ohio Health Insurance Agent, Ohio Life & Health Combined.
$49.00 USD per attempt, 70% to pass. A retake costs the full fee again — effective preparation with the 107 practice questions for the OH-Life-Agent-Series-11-44 exam is the economical path.
Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:
The type of insurance used to indemnify a firm for the loss of earnings brought about by the death or disability
of an officer or other significant employee Is
- A. business overhead.
- B. key person.
- C. business continuation life.
- D. employee welfare.
Correct Answer: B 🗳️
To avoid tax consequences, a rollover from a Traditional IRA to another IRA MUST be done within
- A. 90 days.
- B. 60 days.
- C. 30 days.
- D. 45 days.
Correct Answer: B 🗳️
Which of the following is a characteristic of a contract of adhesion?
- A. Each party is entitled to rely on others' representations.
- B. The terms must be accepted or rejected in full.
- C. The Insurer agrees to pay a stated sum regardless of loss.
- D. The insurer's obligations are dependent upon certain acts of the insured individual.
Correct Answer: B 🗳️
An insured has chosen to receive the payout from her husband's life insurance policy so that she will receive
an Income for the next 10 years. At the end of that time, the entire proceeds from the policy will have been
paid out. The insured has selected which option?
- A. Interest only.
- B. Fixed period.
- C. Fixed amount.
- D. Life income.
Correct Answer: B 🗳️
All the following riders can Increase the death benefit amount EXCEPT
- A. Accidental Death Rider.
- B. Waiver of Premium.
- C. Guaranteed Insurability.
- D. Cost of Living.
Correct Answer: A 🗳️
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